Retirement Planning

Choosing to retire without knowing if you will have enough money...evaluating an employer severance package...struggling to make sense out of your retirement plan distribution options...figuring out what kind of lifestyle you can have after work...worrying that you will outlive your money...

Retirement planning has taken on a whole new look. Due to our extended life expectancies, very few people retire to a life of inactivity where they sit out their years "rocking on the front porch." Rather, many fifty and sixty-year-olds wish to leave the demands of their current jobs and start the new career that they have always dreamed of. They are young and healthy enough to envision an active future spent with family and friends, while continuing to pursue professional interests. We like to think of this period as a renaissance – the beginning of a new and fulfilling life.

Our planning process encourages you to think about this new phase in your life, by posing various questions for your consideration –

Once you have an idea of what your future life might look like, we explore the financial implications of the various scenarios with you. We identify your assets and sources of income, as well as your expenses and reserves needed to manage potential risks.

We will help you construct and manage the most effective investment portfolio possible. Once retirement begins, we will help you establish a sound and realistic spending policy to best utilize and preserve your investment assets.

Fees for retirement income planning for the recently retired, or a Retirement Readiness Assessment for the pre-retiree, start at $2,500.